Welcome to



Being proud of our place in the insurance market, it is our pleasure to introduce our great concern in performance and services to the society that took us to mark our twenty-fifth anniversary from its humble beginning in 1983 in the Kingdom of Saudi Arabia. Today, we have grown to be among the top national insurers in the Kingdom of Saudi Arabia that enable us to be licensed as one of the recognized Insurance Companies by the Government (SAMA) and formed from 29th December, 2008 as:
(Saudi Public Joint Stock Company)
With a paid-up Capital of SR 150 million under C. R. No. 2050056228 coupled with a substantial business prospects.


Our Mission

Delivering quality insurance offerings and peace of mind by providing quality protection

Our Vision

To be among the top 5 insurance companies in Saudi Arabia, offering innovative
products & services to our clients, enhancing shareholders profitability, being a
responsible corporate citizen and providing meaningful careers to our people
Core Values
– Integrity
– Transparency
– Customer service excellence
– Social responsibility

Client Protection Principles

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Commercial Products

Motor - Medical - Property - Marine - Engineering - General Accidents - Protection "LIFE"

Contractors / Erection All Risk
This section of insurance covers Loss or damage, on a construction site, involving raw materials, construction works or plant and equipment. Also it could be extended to cover the Legal liability for bodily injury and/or property damage to third parties and damage to surrounding property.
Burglary Insurance
Theft involving forcible or violent entry to or exit from the premises. This is to cover loss of or damage to property by burglary, housebreaking, and/or larceny in the case of private dwellings and business premises. The covers against theft from premises following violent or forcible entry or exit.
Group LIFE
There are two classes of insurance under Life Insurance – Group Life and Accident or both under one policy that provide a lump of payment in the event of death, and also for full and restricted liability. Cover is worldwide (with exception of few countries) and operating on a 24 hours basis.
Covers Legal Liability to pay damages, arising out of use of the insured vehicle within the Kingdom of Saudi Arabia to Third Parties in respect of Bodily Injuries/ Death and/or Physical Damage to property up to SR. 10,000,000.- any one occurrence and in aggregate subject to Policy conditions.

Out-patient Clinic Treatment Charges:
Deduction/Portability: the percentage paid by the beneficiary(the insured) when calling on an outpatient physician inclusive all what the doctor does in terms of consultation, requests for laboratory tests, x-rays and medicine, and any other treatment requirements.

Ordinary fire insurance, designed to provide protection against loss or damage by fire and lightning in the case of buildings and contents, including, if desired, loss of rent while the premises are inhabitable, and architects’ and surveyors’ fees in connection with reinstatement.

Marine cargo insurance:
The liability coverage is called protection and indemnity. In addition to paying for damage your cause boats and properties it provides coverage for legal coast, wreck removal, salvage fees, and pollution damage caused by boat

Individual products


Gulf Union understands the importance of keeping your Vehicle running all the time. Unfortunately, everybody is in danger of making accidents during their way with their vehicles, even when parking! That can lead to loss of money and time. Gulf Union can provide you with the proper coverage to ensure that you will not have to pay to repair vehicles or for treatment in such unfortunate even God forbids.

The Auto plan is a commitment from Gulf Union that if you make an accident against others, it will be there to make the necessary arrangement for repair and/or treatment (according to your plan type)! So why take the risk and drive your vehicle without Auto Insurance!!!

The Auto Insurance Plans come as you might need to better protect your vehicle(s) and have your business and lifestyle continue without paying thousands from your pocket! You may need Third Party Liability Insurance that does not include the cost of your vehicle if you made mistake while driving. Moreover, a better plan is Comprehensive that covers you and third parties. These plans will guarantee that you do not lose your vehicle even if you were wrong (God forbids). All plans are accepted by Traffic Police Department and according to the regulators laws.

Health Insurance

The Health Insurance Plan is providing you access to instant treatment (God forbids) in case of an illness during the term of policy. It helps your peace of mind to get the proper care while not spending your money. Hence, you will have no disruption of your financial plans due to unfortunate health impediment. The Health Care Insurance Plan can be chosen according to what’s best suit your needs. The available plans can range from Classic to VVIP. Gulf Union has set for you deals with recognized Health Care Providers across the kingdom. For updated list of providers please contact our Customer Service or fill a request at Contact Us page.

The Classic Plan is in accordance with the Council of Cooperative Health Insurance minimum standards.The benefits can be increased according to your needs. The plan can be provided to all Saudi residents and expatriates. However the health insurance is compulsory for all employees and their dependants working in private sectors.

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